U.S. growth stayed firm in Q3 2025 with GDP up 3.8%, inflation easing to 3.0%, and the Fed cutting rates to 4.1%. Jobs and credit remain strong, while liquidity and capital buffers support steady expansion. Outlook into year-end stays constructive with balanced growth and measured risk-taking.
Bankers Edge Advisory is attending the Main Street Summit in Columbia, Missouri from November 4–6, 2025. Join Managing Partner Mitch Vermet, CFA, CAIA, and other industry leaders as they explore networking, capital formation strategies, and market insights tailored for middle-market businesses. Connect with us at the event to discover new opportunities for growth and partnership.
With inflation still above the Fed’s target, recent rate cuts have created a brief window for companies to raise capital on favorable terms. As market conditions remain dynamic, Bankers Edge Advisory advises businesses to act quickly and seize this “golden-lock” opportunity before financial policy tightens again.
Traditional banks are tightening lending standards, making capital harder to access for many mid-market companies. On the Rock Harbor LLC podcast, Bankers Edge Advisory’s Richard Consul and Mitch Vermet discuss how private capital markets offer tailored, flexible financing solutions—helping acquirers, sponsors, and operators navigate an evolving financial landscape.
Constructive outlook into Q4: strong fundamentals, high liquidity, and contained inflation support disciplined growth and risk-taking.
Student loan delinquencies have surged to 12.9% as pandemic-era payment freezes end, but the overall credit market remains steady. Mortgages, auto loans, and credit cards—making up almost 90% of household debt—have seen only minor changes in delinquency rates. At Bankers Edge Advisory, we help companies navigate beyond the headlines to connect with investors who understand the real story behind today’s consumer credit trends.
Bankers Edge Advisory is proud to support the next generation of finance professionals through our engagement with the recent WSTA event. Our team was inspired by the enthusiasm of student attendees, and Richard Consul, CFA, was honored to share his market insights and career advice. We remain committed to fostering education, industry connections, and leadership development across the financial community. Stay connected for news on future events and opportunities.
The U.S. economy is strong, with solid GDP growth, low unemployment, and healthy credit markets. Abundant liquidity and robust M&A activity support continued expansion and favorable conditions for measured risk-taking.
Independent sponsors are entering 2025 with both new challenges and fresh opportunities. On September 18, Richard Consul of Bankers Edge will speak at SBIA’s Lunch & Learn, sharing strategies for strengthening LP relationships, expanding capital sources, and structuring smarter deals. This session is designed to equip deal professionals with practical insights to succeed in a competitive market.
Despite headlines suggesting consumer weakness, the fundamentals tell a different story—strong employment, rising wages, healthy debt levels, and moderating delinquencies all point to resilience. At Bankers Edge, we help consumer and retail companies raise capital by connecting them with investors who see beyond short-term noise and focus on long-term opportunity.
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Mr. Vermet is a member of the CFA Institute and CAIA Association. He is also a Registered Representative of BA Securities, LLC, and a member of FINRA and SIPC.
