Why Productivity and CapEx Are Key to 2026 US Growth

History doesn’t repeat, but as Mark Twain once said, it sure does rhyme. In 19th-century pre-industrial economies, the wheat-to-wage ratio was existential, tracking a day’s labor by the “bread” it could buy. When a full day’s labor barely purchased enough grain to survive, society was trapped. No surplus meant no capital formation, no experimentation, and no durable growth.

Mechanized farming broke that constraint. Steel plows, reapers, and tractors didn’t just lower food prices – they allowed one farmer to feed many. Wages stopped chasing calories, labor migrated into factories, cities, and ideas, and output per worker rose.

Today, the constraint has shifted from calories to cognition, coordination, and scale. Replace wheat with compute, and farm tools with AI models, data centers, robots, and energy infrastructure. Productivity now depends on how much intelligence, automation, and throughput a single worker can command.

This isn’t theoretical. BLS productivity measures show output per hour accelerating since 2019, and real GDP accounts reveal a recent surge in fixed investment, particularly in AI-adjacent equipment, data centers, logistics capacity, and the on-shoring of manufacturing. Surging capital investment is driving sustainable productivity gains – and that’s exactly what we’re seeing.

The current wave of investment is the modern equivalent of mechanized farming. Early returns may look messy – depreciation, uneven wages, skepticism – but the production frontier is moving outward. Rising productivity plus accelerating fixed investment isn’t hype – it’s a quietly rising ceiling on what one worker, one firm, and one economy can produce.

Our takeaway: The Atlanta Fed’s GDPNowCast forecasts ~5.4% annualized growth in the coming quarter. We at Bankers Edge expect 2026 U.S. Real GDP growth to exceed forecasts. This isn’t a new cycle – it’s a regime change. In the short term, productivity gains are the clearest signal; over the long term, real wage growth and improvements in living standards should follow.

If your company is investing in CapEx or other productivity-enhancing initiatives, let Bankers Edge help you structure a capital-raising plan to capture the full benefits of this productivity wave. Let’s start a conversation.

Richard Consul, CFA | Mitch Vermet, CFA, CAIA

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Meet Mitch Vermet,

CFA, CAIA
Managing Director
Our other Managing Director, Mitch Vermet, CFA, CAIA, has a decade of experience in institutional asset management and investment banking. He has served as an integral asset within close-knit investment teams responsible for building portfolios and allocating tactical assets for over $30 billion in institutional capital.
Since earning a BA in Economics from the University of Michigan and an MA in Management from the Ross School of Business at the University of Michigan, Mr. Vermet has demonstrated mastery in helping clients manage and structure their balance sheets with strategic asset liability management solutions. He has built a reputation for helping clients strategically manage risk while capitalizing on opportunities across unique macroeconomic scenarios, lending valuable expertise and foresight to clients.  

Mr. Vermet is a member of the CFA Institute and CAIA Association. He is also a Registered Representative of BA Securities, LLC, and a member of FINRA and SIPC.

Meet Richard Consul,

CFA
Managing Director
Richard Consul, CFA, brings unmatched expertise and experience as one of our Managing Directors. Mr. Consul has over 20 years of domestic and international secondary market expertise as a Senior Portfolio Manager and Fixed Income, Currency, and Commodities Strategist.
Since earning a BBA in Finance and an MSE in Financial Engineering from the University of Michigan, Mr. Consul has served as a dedicated business partner to many corporate, banking, and insurance clients. He has built a reputation for helping clients solve and overcome various complex liquidity, risk management, ALM, and secondary market challenges. 
Mr. Consul has lent his expertise to countless financial publications and platforms, including Asset TV, a renowned video research platform for investment professionals. He is a member of the CFA Institute and has received certifications in Securities Industry Essentials (SIE), Series 82, and Series 63 through FINRA.