The K‑Shaped Economy: AI and the New Divide

Artificial intelligence is reshaping America’s economy – boosting productivity while deepening inequality. As the K‑Shaped Economy widens the gap between opportunity and exclusion, Bankers Edge Advisory explores how businesses and policymakers can adapt through smarter capital strategy, workforce reskilling, and inclusive innovation.

Insights from Bankers Edge Advisory on Rock Harbor Podcast

Traditional banks are tightening lending standards, making capital harder to access for many mid-market companies. On the Rock Harbor LLC podcast, Bankers Edge Advisory’s Richard Consul and Mitch Vermet discuss how private capital markets offer tailored, flexible financing solutions – helping acquirers, sponsors, and operators navigate an evolving financial landscape.

Consumer Weakness? Not So Fast.

Despite headlines suggesting consumer weakness, the fundamentals tell a different story – strong employment, rising wages, healthy debt levels, and moderating delinquencies all point to resilience. At Bankers Edge, we help consumer and retail companies raise capital by connecting them with investors who see beyond short-term noise and focus on long-term opportunity.

While the Fed talks, capital deploys.

Markets are disregarding the Fed’s interest rate projections, anticipating future cuts. Bankers Edge bypasses this speculation, focusing on the actionable signal: financiers have abundant capital. We connect businesses experiencing funding delays with partners who are ready to invest in their growth.

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Meet Mitch Vermet,

CFA, CAIA
Managing Director
Our other Managing Director, Mitch Vermet, CFA, CAIA, has a decade of experience in institutional asset management and investment banking. He has served as an integral asset within close-knit investment teams responsible for building portfolios and allocating tactical assets for over $30 billion in institutional capital.
Since earning a BA in Economics from the University of Michigan and an MA in Management from the Ross School of Business at the University of Michigan, Mr. Vermet has demonstrated mastery in helping clients manage and structure their balance sheets with strategic asset liability management solutions. He has built a reputation for helping clients strategically manage risk while capitalizing on opportunities across unique macroeconomic scenarios, lending valuable expertise and foresight to clients.  

Mr. Vermet is a member of the CFA Institute and CAIA Association. He is also a Registered Representative of BA Securities, LLC, and a member of FINRA and SIPC.

Meet Richard Consul,

CFA
Managing Director
Richard Consul, CFA, brings unmatched expertise and experience as one of our Managing Directors. Mr. Consul has over 20 years of domestic and international secondary market expertise as a Senior Portfolio Manager and Fixed Income, Currency, and Commodities Strategist.
Since earning a BBA in Finance and an MSE in Financial Engineering from the University of Michigan, Mr. Consul has served as a dedicated business partner to many corporate, banking, and insurance clients. He has built a reputation for helping clients solve and overcome various complex liquidity, risk management, ALM, and secondary market challenges. 
Mr. Consul has lent his expertise to countless financial publications and platforms, including Asset TV, a renowned video research platform for investment professionals. He is a member of the CFA Institute and has received certifications in Securities Industry Essentials (SIE), Series 82, and Series 63 through FINRA.